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What Documents Do I Need to Apply for a VA Loan?

What Documents Do I Need to Apply for a VA Loan?

If you qualify for a VA Loan, you will get some of the best mortgage terms and rates in the industry, including 0% down payments and no minimum credit score. However, starting the process for any home loan can be daunting. One of the first things you can

Nov 10, 2022 | VA Loans

5 Questions to Ask Yourself Before Buying a Vacation Home

5 Questions to Ask Yourself Before Buying a Vacation Home

Buying a vacation home can be an excellent investment, whether you are planning to use it exclusively as your own private escape or if you plan to rent it out for some extra income, or some combination of the two. However, purchasing a second home is a we

Nov 08, 2022 | Purchasing a Home

Understanding Seller Concessions

Understanding Seller Concessions

The U.S. real estate market has been so hot over the past few years that many buyers may not have ever heard of seller concessions. With interest rates and inflation rising, the market has slowed down over the past couple months, meaning there may be more

Nov 03, 2022 | Purchasing a Home

Is a 15-Year Fixed-Rate Mortgage Right for Me?

Is a 15-Year Fixed-Rate Mortgage Right for Me?

The most common home loan, by far, is the 30-year fixed-rate mortgage. It spreads out the principal and interest in an amortized pattern over three decades, allowing for manageable payments. It’s a good solid loan structure beloved by lenders and borrower

Nov 01, 2022 | Purchasing a Home

Happy Halloween 2022!

Happy Halloween 2022!

Today is the day to eat candies and sweets to your heart's content. Thanks for making 2022 such a treat for us! All of us at The Finance Group wish you a safe and spooky night with your loved ones. Happy Halloween!

Oct 31, 2022 |

Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?

Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?

In today’s turbulent economic atmosphere, financial hard times can hit any of us. If you are hoping to get a VA home loan but you have recently been through bankruptcy, you may be wondering what kind of restrictions you will face. The good news is that it

Oct 27, 2022 | VA Loans